If you have a Medicare Advantage plan or a stand-alone Part D plan, you should receive an Annual Notice of Change (ANOC) and/or Evidence of Coverage (EOC) from your plan. You should receive these notices by the end of September and they will explain any changes that your plan will be making in 2015. This includes information about changes to your plan’s list of covered drugs (formulary), health benefits, and/or premium costs. Plans are allowed to change their cost and coverage rules from year to year, so it’s important for you to read mail from your plan to see if there are any changes that affect you. If you did not receive this information, call your plan to request a copy. If you are dissatisfied with any changes, you can make changes to your coverage during Fall Open Enrollment, which is from October 15 – December 7.

“This information is republished with permission from the Medicare Rights Center. For more info visit www.medicarerights.org.”