Having arthritis is common in most people of the world. Even though it is a very common disease, it is painful and very incurable at the moment. You can be at risk for getting arthritis and you may not even know it. Some of the conditions cannot be changed but there are a number of things that you can do to prevent arthritis from happening to you later on in life. Take a look at the risk in your life and what you can do to prevent arthritis from happening to you and causing great pain in your life. You must first understand arthritis. It can affect anyone of any age, gender or race. Even babies at a young age of six months can develop arthritis. It is true that your risks will increase after the age of 40. There are different things that can increase your risk of arthritis as well. For example sports injuries can often occur and it is necessary to continue treating your injury throughout your life to prevent more serious conditions later on in life. Weight is very important when it comes to having arthritis. If you are more than 30 pounds overweight, having this extra stress can affect your joints and create arthritis pain. Having a good healthy weight and exercising and eating right is very important when it comes to your health. Genetics will also play a very important part in the development of arthritis. There is not much that you can do to counteract it. However if you live a good and healthy life, you can lower the risk of arthritis conditions in your body at a young age. Women are more at risk than men for getting different kinds of arthritis pain. This is because of the hormonal changes that a woman will go through. Keeping hormones in order by seeing your doctor regularly will put you at a lower risk for arthritis. African Americans are more likely to have lupus, which is an arthritic disease. Caucasians are at a larger risk for getting rheumatoid arthritis. There are certain groups of Americans that are at risk for getting certain type of arthritis. If you are at a greater risk for arthritis, you need to take the right steps to reduce your chances of getting a disease. Having a healthy lifestyle by eating right and exercising well is going to keep you at a lower risk. Even though arthritis can be difficult to deal with, you can prevent it from happening.
RANDOM THOUGHTS AS WE AGE !
Health Tip !
A new study has found that there may be a connection between hand-grip strength and someone’s heart health. Researchers studied nearly 140,000 adults ages 35 to 70 across 17 countries to test their grip-strength and monitor their general health for four years. For every 11-pound decrease in grip strength, the researchers found a 17 percent increased risk of cardiovascular death, a 7 percent increased risk in heart attack, and a 9 percent increased risk of stroke. While it was not clear whether strength training specifically improves cardiovascular health or just improves overall health, researchers recommend regular exercise, including strength training, for adults.
New Online Service for Replacement Medicare Cards !
The Social Security Administration introduced the expansion of online services available through its my Social Security portal available at www.socialsecurity.gov/myaccount. Carolyn W. Colvin, Acting Commissioner of Social Security, announced that Medicare beneficiaries can now obtain a replacement card if they have lost, damaged, or simply need to replace it online using a my Social Security account.
“I’m excited about this newest online feature to the agency’s my Social Security portal and the added convenience we’re providing Medicare beneficiaries,” Acting Commissioner Colvin said. “Any my Social Security account holder who misplaces their Medicare card will be able to request a replacement card using their online my Social Security account.”
Requesting a replacement card through my Social Security account is a convenient, cost-effective and secure way to ensure Medicare beneficiaries have a critical piece of identification available when required by medical providers as proof of Medicare coverage. Simply access your online my Social Security account at www.socialsecurity.gov/myaccount and select the “Replacement Documents” tab. Then select “Mail my replacement Medicare card.” After you request a card, it will arrive in the mail in approximately 30 days.
my Social Security is a secure, online hub for doing business with Social Security, and more than 19 million people have created an a personal account. Current Social Security beneficiaries can manage their account—change an address, adjust direct deposit, obtain a benefit verification letter, or request a replacement SSA-1099. Account holders still in the workforce can verify their earnings, and obtain estimates of future benefits. In addition to those existing services, Medicare beneficiaries will now be able to request a replacement Medicare card without waiting for a replacement form in the mail.
For more information about my Social Security or to establish an account visit www.socialsecurity.gov/myaccount.
Dear Marci !
Dear Marci,
I turn 65 this December, and I’m anxious about enrolling in Medicare on time. I do not want to miss my first chance to enroll, because I heard that you pay penalties if you don’t enroll right away. What steps should I take to make sure I don’t make Medicare enrollment mistakes?
– Lara (Baton Rouge, LA)
Dear Lara,
The steps you should take to enroll in Medicare on time will differ depending upon whether or not you already collect Social Security retirement benefits when you turn 65.
If you already receive Social Security when you turn 65, the federal government will automatically enroll you in Medicare. Your Medicare will start on the first of the month you turn 65, which is December. You do not need to sign up for Medicare.
On the other hand, if you do not receive Social Security when you turn 65, you must take action to apply for Medicare. To avoid higher costs down the line, you must enroll during your Initial Enrollment Period (IEP). Your IEP includes the three months before, the month of, and the three months following your 65th birthday. For you, your IEP will span from September 2015 to March 2016, since your 65th birthday is in December. If you enroll in Medicare during this seven month period, you will avoidlate enrollment penalties and gaps in health insurance coverage.
The date your Medicare coverage begins depends on when you enroll during your IEP. For your coverage to begin as soon as possible, it is best to enroll in the first three months of your IEP (the three months before the month you turn 65). Your Medicare coverage will then go into effect starting the first day of the month you turn 65. If you enroll during the month you turn 65, your Medicare coverage will go into effect the following month. If you enroll during the fifth month of your IEP, your Medicare coverage begins two months after you enroll. If you enroll during the sixth or seventh month of your IEP, your coverage begins three months after you enroll.
If you enroll in Medicare at any point during your IEP, your enrollment will be considered timely. You will not face any late enrollment penalties. To enroll in Medicare, you can call the Social Security Administration at 800-772-1213 or you can visit your local Social Security office.
When you enroll in Medicare (either actively during your IEP or automatically), you receive Medicare Parts A and B. Most people do not pay a premium for Part A, but almost all people owe a premium for Part B.
Understand that you will have the option to turn down Part B, but you should use great caution before declining Part B coverage. You should only consider delaying Part B if you confirm two essential things. First, you must have coverage from your or your spouse’s currentemployer. If are insured by your own or your spouse’s current employer, you have special permission, called a Special Enrollment Period, to enroll in Part B later without risking higher costs and periods without coverage. Second, you must verify that your current employer coverage will pay the same amount for your care as it did before you qualified for Medicare. In other words, ensure that your employer coverage pays first on claims before Medicare pays. Insurance that pays first on claims is called primary coverage. You should always enroll in Medicare Part B right away if your employer coverage is not primary to Medicare (meaning it pays after Medicare on insurance claims). If Medicare is supposed to pay first and you fail to enroll, the employer plan may pay little to none of your health care costs.
Keep in mind that how your current employer coverage is affected by your Medicare eligibility largely depends on the size of the employer. If you have current employer coverage, talk to your employer to find out how yourcoverage works with Medicare. Verify this information with Social Security before making any final decisions about Part B coverage.
-Marci
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