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By Jim Long
Have you noticed that most of us are living longer these days? It’s been in all the papers. Even government studies show our aging society. I have a friend whose father died at age 51. When my friend turned 51 and was still kicking, he decided to plan for a longer life.
Have you had an experience that is similar? Do we put off planning for our later years because we don’t know whether we will get there. I’m afraid we are all guilty of this on some level. For just a few moments let’s reflect on what our life will be like if we live to a ripe old age.
But first we need to pose some questions. We are not a one size fits all society. Our answers may be very different but our questions are pretty much the same.
Let’s start with a very basic questions. What about retirement? Well that’s pretty broad isn’t it? Yes and it should be. For some, retirement is not an option. There just are not enough resources. Others look at age 65 as the socially acceptable time to leave the workforce. Many in our aging population now consider semi-retirement as the answer. They are working but probably not full time. For many this means an encore career. Not one at which they worked previously.
Once we determine what this retirement or semi-retirement looks like, we have only begun our journey. Next we must ask: When does this begin? Many begin a semi-retirement career early. It depends on finances and life situations. The point is not that an answer is provided but that you ask the question. Your answer needs to be what works for you in your own situation.
Can you afford it? You have already decided in your mind whether you will retire.. You now have to look at the financial implications. It is easy to say you will retire and play golf everyday. But very many of us have planned financially to live on less than we made in the workforce. Then we plan additional activities to consume our time. If you plan to travel in retirement, you better put that in your budget. I recently read an article on retirement planning that said you waited too long to begin saving for retirement if you did not start at age 20.
Did I mention the need to know where you will retire? We see beautiful ads for luxury retirement communities. For some that is the answer. For most, you will stay where you are or where the grandkids are. But you have to ask the question.
Whatever your age, you probably will live longer. Ask the appropriate questions that will lead you to best answers for you. Be prepared for the rest of your life because it will be lived as you decided.
By Jim Long
Have you given any thought to what old means lately? It can be a hard thing to get your mind around. There are lots of folks with lots of ideas on the subject. But you can’t go anywhere and get “the” answer.
There is a suit in my closet that I have worn for many years. I think it’s old. My wife has an outfit in her closet that is not this season’s. She thinks that’s old.
As a kid on the safety patrol – do they do that anymore? – I heard an even younger kid explaining that by the time you are 21- that’s really old. No great support for that theory, is there?
Some baby boomers are not yet 50. So that’s not a good place to look. What about senior discounts? If you get one are you old? They can be had as early as 50 and even as late as 65. I guess that is not a good indicator of “old”.
At age 60 some folks feel old but others are barely middle aged. Early retirement can begin at 62, according to the Social Security Administration. A sign post possibly but not a clear indicator of old age.
Then we get to 65. That’s a big number. But wait. Now you need to be about 66 or so to have a full retirement benefit from Social Security. Maybe, that is not the answer. Recently, I did see a newspaper reporter mention “elderly people.” And then he noted gratuitously- those people over 65.
But why age 65? In the Great Depression era, retirement plans were on the minds of many people. Some states had plans with age 70. Some other countries used age 60 or 65. The compromise by Congress was age 65 with the advent of Social Security. No research. No scientific investigation. And this at a time when life expectancy was 58 years for men and 62 for women. Currently life expectancy is a little over 78 years.
Some folks prefer to talk about ages where you are most likely to have reduced functions in some of your senses. Studies show that hearing impairment may begin in your 40’s. Vision, touch and taste may be more affected in your mid 50’s. Usually, smell is not affected until our mid70’s. But these are not good indicators of age for the general population.
We have all heard about 40 being the new 30. Some professionals would now like to use age groups. From age 55 to 74 is called “young old.” Age 75 plus is referred to as “old old.” Still others want to add in a group called “middle old.” Another thought is to talk in terms of “functional age” versus “chronological age.” Do we really believe any of these methods are going to catch on outside the academic world?
Possibly we just need to think more like Satchel Paige, the ageless major league pitcher . “Age is a question of mind over matter. If you don’t mind. It doesn’t matter.” Remember he was “ageless” because he had no birth certificate.
My personal view is that old has to be at least a year older than me. Hopefully, that target keeps moving.
But how do you really judge age? Maybe what we need is a system that uses more than age alone. Perhaps you have the answer. So, how old is old? Nobody seems to really know. Do people even care? The real question is: How old do you -yes you – feel?
By Jim Long
Yoga is developing as a part of life. It is a way that you can integrate body poses and breathing exercises with added meditation to give a peace of mind to have peace with the world.
Meditation comes from intense concentration, where the individual focuses so thoroughly on a single object that he or she thinks of nothing besides his or her awareness of that object (Some religions may find that their idea of prayer could fall under this definition). Yoga will take things a little bit further by making meditation the highest point of the Eight Limbs of Yoga.
These “eight limbs” define Yoga as a lifestyle: your attitude to the world around you is followed by your attitudes towards yourself, physical posturing, breathing exercises, withdrawing the senses, concentrating, contemplating, and finally enlightenment. You will go into an state of bliss that will result in the use and development of the other seven. Meditation combines withdrawing the senses, concentrating, and contemplating to be the final state that can be accomplished before bliss.
At any rate, meditation calms the mind and offers a number of health benefits even before enlightenment. With regular mediation will help reduce all the stress and anxiety. It will also lower your blood pressure and it will decrease your risk of a heart attack. It can improve concentration, clarity of thought, and release your creative side.
With some research, mediation with yoga will increase the matter of the brain’s cortex, and it will help with cognitive, emotional, and sensory date of the brain. Meditation may also slow natural shrinkage of the frontal cortex due to aging. The 20 participants on average meditated for 40 minutes a day. Actually, most change happens in the brain’s right half.
Meditation really isn’t easy though. Clearing the mind of extraneous thought is difficult, and all thought even more so. Learning how to do meditation will take some time and hard work.
You will want to sit somewhere with your back and head straight, to start out. You will find that you will want to learn some basic breathing exercises first to help you. You will then want to close your eyes, breathe in through your noses and exhale through your mouth. You will want to focus on your breath. You will be able to get cool air to enter through and the warm air leaves. You will want to make sure that you focus on the way that you breathe. You will want to redirect all of your wondering thoughts and then just focus on the warm air leaving. You should start off with some short meditations that last a few minutes. Most beginners will start off counting their breaths so that they can focus on the breathing, but you will only want to count to four and then start over again.
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