Life After 50 Expo

Health Tip!

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During the summer months, older adults are at a significantly increased risk for hyperthermia, the name for heat-related illnesses. Hyperthermia can include heat stroke, heat edema (swelling in your ankles and feet when you get hot), heat syncope (sudden dizziness after exercising in the heat), heat cramps, and heat exhaustion. The National Institute on Aging makes these suggestions for avoiding hyperthermia:  

Stay indoors on particularly hot or humid days.
Drink plenty of liquids and wear light-colored, loose-fitting clothes in natural fabrics.  
If you do not have a fan or air conditioner, go somewhere else that is cool. A local senior center may provide a cooling center, or you can go to a public air-conditioned place like a mall, movie theater, or library.   
Look for symptoms of heat stroke, which include fainting, a change in behavior, dry, flushed skin with a strong and rapid pulse, and lack of sweating. If you believe someone is suffering from heat stroke, call 911.  

Life After 50 Expo-Pensacola

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Join us Thursday, August 1, 2024 at the Bayview Community Center on East Lloyd for a day of information and entertainment. Free Admission and Free Parking. Register to win a 50 inch TV. Jack’s Dawghouse Food Truck will be onsite. Open from 9:30 am – 2:30 pm. We look forward to seeing you!

Dear Marci,

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Dear Marci,

I heard there are a few changes to Medicare costs this year. What should I expect?


-Marco (Chattanooga, TN) 

Dear Marco,

Yes, that’s right! Here’s a breakdown of the costs you can expect in 2024: 


Part A (Hospital Insurance)

Premium:
Free if you’ve worked 10 years or more 
$278 per month if you’ve worked 7.5 to 10 years 
$505 per month if you’ve worked fewer than 7.5 years 
Deductible:
$1,632 each benefit period 
Coinsurance:
$0 for the first 60 days of inpatient care each benefit period 
$408 per day for days 61-90 each benefit period 
$816 per lifetime reserve day after day 90 in a benefit period (You have 60 lifetime reserve days that can only be used once. They’re not renewable.) 
Skilled Nursing Facility:
$0 for the first 20 days of inpatient care each benefit period  $204 per day for days 21-100 each benefit period 

Part B (Medical Insurance)

Premium: $174.70 is the standard premium 
Deductible: $240 per year 
Coinsurance: 20% for most services Part B covers 

Part D (Prescription Drug Insurance)

National Average Part D Premium: $32.74/month
Maximum Deductible: $545 per year
Coverage Gap Begins: $5,030 (you and your plan together)
Catastrophic Coverage Begins: $8,000 (your costs, including brand coverage gap discounts)
Costs after catastrophic limit: $0

For more details, check out our Guide to Medicare Costs in 2024 here: Medicare Costs in 2024.

You can also review your Medicare & You 2024 handbook (contact 1-800-MEDICARE (633-4227) to receive one) if you have Original Medicare. If you have a Medicare Advantage Plan, contact your plan directly to learn about changes in 2024 that might affect you.


I hope this helps!

-Marci

Health Tip!

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According to the CDC, living a heart-healthy lifestyle can help prevent you from experiencing serious chronic diseases, like heart disease, diabetes, and some kinds of cancer. Here are the tips they share:

Know your risks and discuss your health history with your family and doctor.

Eat more fruits, vegetables, whole grains, lean meats, and low-fat dairy products.

Move more, sit less.

Quit smoking—call 1-800-QUIT-NOW for free support.

Take medications as directed.

Choose your drinks wisely. For example, reach for more water!

Monitor your blood pressure at home.